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Experience You Can Trust

Our experienced and entrepreneurial leadership team leverages diverse financial services backgrounds to help you grow your business. We apply a wealth of financing expertise to develop practical and personal funding solutions.

Management Team

Mark DeBacker

CEO and Founder

Mark oversees Blue Bridge’s bank network, financial and compliance activities.  He has served as CEO since the company’s inception in 2009.

Prior to Blue Bridge Financial, Mark held executive management positions with two regional financial institutions where he was responsible for all functional areas of bank operations with a focus on financial management and regulatory oversight.

Mark started his career at Deloitte & Touche, LLP, specializing in financial institution consulting and assurance services.  He has maintained his CPA license in New York State for over 20 years.

Mark holds a B.S. in Business Administration from Rochester Institute of Technology.

Rob Snow

Chief Credit Officer

Rob oversees Blue Bridge’s Credit, Capital Markets and Servicing functions.  Prior to joining Blue Bridge in 2014, Rob co-founded Carillon Capital, a boutique investment advisory firm and merchant bank.  Using his extensive knowledge of capital markets, portfolio management and lending, Rob helped financial institutions and specialty finance companies with the purchase and sale of loan portfolios, valuation of businesses and assets, and the development of innovative financial product marketing strategies.

Over the past 20 years, Rob has purchased and sold over $10 billion in whole loans and led the issuance of more than $4 billion in asset-backed securities.  He has held executive level positions with BankBoston, Sovereign Bank and E*TRADE Financial, where he was responsible for loan origination activities, portfolio management and securitization.

Rob holds a Master of Business Administration from Babson College and a B.A. in Psychology from Middlebury College.

Heather O’Callaghan

VP of Human Resources and Talent Acquisition

Heather is responsible for attracting and retaining top-tier talent to grow Blue Bridge’s business.  With 20 years of experience in HR management, talent acquisition and employee programs, Heather oversees all aspects of Blue Bridge’s staffing and HR policies and programs, including compensation and benefits.

Previous to Blue Bridge, Heather served as National Staffing Operations Manager at E*TRADE Financial, Recruiting Director at Primatics Financial and Director of Talent Acquisition at FrontPoint Security. Heather also owned her own staffing agency, Inclusion Consulting Services.  Her depth of experience in financial recruiting has equipped Heather with the skills to continue growing a premiere team of professionals.

Heather holds a B.S. degree in Communications with a minor in Anthropology from Radford University.  She also studied and worked in Venezuela at VENUSA, a joint program between Radford University and University of the Andes.

Crystal Murcha

VP of Broker Relations

Crystal leads the Blue Bridge Broker team and is responsible for the growth of our origination business with an established network of third-party originators.  As a key business volume driver, the Broker division is essential to continued growth and success.

With more than 9 years in small ticket loan sales and origination, Crystal has a deep understanding of specialty finance lending and is an expert relationship builder.

Before serving as the VP of Broker Relations, Crystal was the Assistant VP of Blue Bridge’s Broker division.  She also worked for more than 7 years as Assistant VP at AXIS Capital where she built industry connections that she maintains to this day.

Key Team Members

Kyle Bergeron

Head of Capital Markets

Kyle leads Blue Bridge’s Capital Markets activities.  In this role he is responsible for managing loan sale activities and investor relations.  With his background as a Senior Capital Markets Pricing Analyst and Multifamily Product Manager for Fannie Mae, Kyle brings a deep knowledge of fixed income pricing, P&L analysis, balance sheet management and cash flow reporting.  While at Fannie Mae, Kyle was also responsible for the financial forecasting process of a $2.8 trillion portfolio.

Prior to working at Fannie Mae, Kyle served as Senior Financial Analyst at Stout Risius Ross, and Shields and Company, Inc. where he conducted fairness opinions, business valuations, M&A advisory, and other consulting work for financial services companies.

Kyle holds a B.S. in Mathematics with a minor in Economics from Georgetown University.

Greg Brown

Controller

Greg is responsible for Blue Bridge’s Accounting and Loan servicing operations.  Greg has 10 years of experience in public accounting and corporate finance roles, most recently as Assistant Vice President and Financial Analyst at Citi.  At Citi, he conducted financial analysis and profit analysis and led internal control development.  Prior to that, Greg was an Accountant at Rich Products Corporation and Schunk, Wilson & Company CPAs.

Greg holds a Master of Business Administration from the University of Buffalo and a B.S. in Accounting from State University of New York at Buffalo.  He maintains his CPA license in New York State.

Jeffrey Emrich

VP of Information Technology

Jeffrey is responsible for Blue Bridge’s technology strategy and infrastructure, including information security, data and analytics across the enterprise.

In his previous role as Chief Information Officer for Crestmark Equipment Finance (TIP Capital), he served as the executive in charge of data management, infrastructure and communications systems.  He also developed and maintained key solutions for customers and business partners.

Jeffrey has nearly 20 years of experience managing technology for the equipment finance industry and is a member of the Operations and Technology Committee of the Equipment Leasing and Finance Association (ELFA).

Jeffrey earned his Master of Business Information Technology from Walsh College and a B.S. in Computer Science from Central Michigan University.

Ian Conrad

Head of Operations

Ian is responsible for oversight of the Blue Bridge Operations team that manages the loan documentation process, including production, review and acceptance of all loan contracts, and all lien perfection activities.

Before joining Blue Bridge, Ian was the Commercial Collateral Operations Manager at M&T Bank.  In this position, he managed a team of 15 direct reports who were responsible for securing, maintaining and releasing collateral associated with commercial portfolios.  During his tenure at M&T and in previous positions as Project Analyst, Business Planning Analyst and Collateral Specialist, Ian developed the skills needed to serve as Blue Bridge’s Operations Manager.

Ian holds a Master of Business Administration and a B.A. in Economics from the University at Buffalo.

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